Proudly Namibian: Bank Windhoek’s Managing Director, Baronice Hans MEDIA RELEASE Bank Windhoek is PSG’s Banking Review Best Bank for 2020: PSG Namibia’s 2020 Banking Review has again ranked Bank Windhoek as the Best Bank in the country for the second consecutive year. The PSG Banking Review study provides a [...]
It is probably quite normal to first move into a state of panic when threatening things catch you by surprise. A potential next step, when the dust has settled and we can think more clearly, is to focus on what we can do. Finally, we sometimes find comfort in realising that we are not [...]
The world has seen many crises before. While each crisis is different, Ray Dalio (founder of Bridgewater Associates) reminds us that history has a tendency to teach us patterns that we can use as templates to assist us in successfully navigating through the storm. Covid-19 has caught the world by surprise, and although there [...]
On 28 May 1962 the Dow Jones average of thirty leading industrial stocks dropped by 34.95 points. At the time this was a drop bigger than on any other day in history, with the exception of the crash on 28 October 1928. On Tuesday 29 May 1962 the market suddenly changed direction with the [...]
So, you don’t want to pay off someone else’s bond, right? Intuitively this thinking makes sense and it has been the reason for many people wanting to own a property. However, rental expense never goes away, even if you stay in the house you bought. “How can this be?”, you might ask. You first [...]
Sometimes it helps to start by focusing on what something is not. Leaving your cash under the mattress is one of the surest ways to cause a permanent loss of capital. No, not necessarily due to burglary on your premises, but rather the simple facts of economics. If one works with a long-term average inflation [...]
Photo Credit: Susan Nel Photography As February breaks and salaried employees give a collective sigh of relief after a long-awaited January payday, it is worth taking a moment to do a quick recap of 2019 and begin planning for the year ahead. Few would argue that 2019 was a far [...]
The range of options available to investors can often be overwhelming. Where do you even begin? To answer this question it can be useful to break your investment decisions into three simplified layers: 1. The ‘why layer’ tries to establish exactly what your investment objectives are. It attempts to answer the question as to [...]
Reason is probably one of the biggest distinctions between humans and animals. It has given us the ability to learn from different circumstances and to adapt over time. These lessons sit deep in our subconscious minds and instinct / emotions /intuition allows us to react quickly without having to reason ourselves out of every situation, [...]
