capital investment

5 03, 2020

ECONOMIC PULSE 7: DO I BUY OR DO I RENT?

2020-03-05T14:28:46+00:00 March 5th, 2020|ECONOMIC PULSE, NEWS|

So, you don’t want to pay off someone else’s bond, right? Intuitively this thinking makes sense and it has been the reason for many people wanting to own a property. However, rental expense never goes away, even if you stay in the house you bought. “How can this be?”, you might ask. You first [...]

11 02, 2020

ECONOMIC PULSE 5: RUGBY RULES FOR PROTECTING YOUR CAPITAL

2020-02-18T11:11:14+00:00 February 11th, 2020|ECONOMIC PULSE, NEWS|

Sometimes it helps to start by focusing on what something is not. Leaving your cash under the mattress is one of the surest ways to cause a permanent loss of capital. No, not necessarily due to burglary on your premises, but rather the simple facts of economics. If one works with a long-term average inflation [...]

11 02, 2020

ECONOMIC PULSE 6: MOVING ON SWIFTLY

2020-02-18T11:13:14+00:00 February 11th, 2020|ECONOMIC PULSE, NEWS|

Photo Credit:  Susan Nel Photography As February breaks and salaried employees give a collective sigh of relief after a long-awaited January payday, it is worth taking a moment to do a quick recap of 2019 and begin planning for the year ahead. Few would argue that 2019 was a far [...]

11 02, 2020

ECONOMIC PULSE 4: LAYERS OF INVESTING – Where to begin

2020-02-18T11:03:21+00:00 February 11th, 2020|ECONOMIC PULSE, NEWS|

The range of options available to investors can often be overwhelming. Where do you even begin? To answer this question it can be useful to break your investment decisions into three simplified layers: 1. The ‘why layer’ tries to establish exactly what your investment objectives are. It attempts to answer the question as to [...]

5 02, 2020

ECONOMIC PULSE 3: INVESTING AGAINST EMOTION

2020-02-18T10:38:45+00:00 February 5th, 2020|ECONOMIC PULSE, NEWS|

Reason is probably one of the biggest distinctions between humans and animals. It has given us the ability to learn from different circumstances and to adapt over time. These lessons sit deep in our subconscious minds and instinct / emotions /intuition allows us to react quickly without having to reason ourselves out of every situation, [...]

5 02, 2020

ECONOMIC PULSE 1: NAMIBIA IN RECESSION – HOW WE ENDED HERE

2020-02-18T10:25:36+00:00 February 5th, 2020|ECONOMIC PULSE, NEWS|

Until now it had never been difficult to answer this question because the words ‘’forward’’, ‘’onward’’ or ‘’upward’’ were mostly used to describe Namibia’s economic growth and outlook. Until now, the measures of progress showed Namibia improving consistently despite the challenges presented by her geography and complicated history. Real per capita income has increased, unemployment [...]

5 02, 2020

ECONOMIC PULSE 2: CHANGE ON THE HORISON?

2020-02-18T10:27:31+00:00 February 5th, 2020|ECONOMIC PULSE, NEWS|

In last month’s issue we unpacked the origins of the current economic crisis gripping Namibia. We recounted the combination of external factors and domestic policy errors that contributed to the economy overheating, which has resulted in the depressed climate we find ourselves in. The latest quarterly GDP update (Q2) from the Namibia Statistics Agency (NSA) [...]